Savings Accounts

I guess other people are experts at financial planning, but I have never had enough money to plan with. I have never had a college plan for the kids. There are too many of them, and I always figured if they planned to go to college, then they better plan to get a scholarship or work their way through. Folks do that, you know? But I DID finally open a savings account for all five kids. I have scheduled $10 a piece to go in those accounts per month. I guess it's better late than never.